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Retail Processing
Are you in Canada?

Merchant Focus is proud to offer services to our friends doing business up north.

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Do you currently process over $250,000 annually in Visa/MC?

Merchant Focus offers premium accounts with no monthly fees, and all established merchants qualify for "Interchange-Plus" pricing.

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Merchant Focus = Retail Merchant Accounts

Merchant Focus offers you special Retail Merchant Account rates far lower then an internet merchant account, for face-to-face “swiped” transactions.

  • Accept ALL MAJOR Credit Cards
  • Funds deposited directly into your Personal or Business Checking Account
  • The Retail account INCLUDES a Terminal you own
  • Apply for American Express & Discover right on the Application

Guaranteed = Rates will NOT increase unless Visa/MC increases Interchange*

Retail Merchant Account Rates:

Qualified Discount Rate 1.69% Visa/MasterCard/Discover
Transaction Fee (NO AVS FEES) $0.25 per transaction
Monthly Service Fee (includes monthly statement) $10.00
Monthly Processing Minimum None
American Express Quoted Separately
Payment Gateway Fees Please Click Here
NO Application Fees  
NO Annual Fees  
NO Address Verification (AVS) Fees
NO Leasing
NO Termination Penalties
NO Batch Header Fees
Toll Free 24/7 Customer Support with FREE TECH SUPPORT


Retail Terminal Types:

On the application you will also have the ability to choose between two options.

Option 1:

An Account Manager will contact you to discuss the different terminals we offer and help you decide which terminal would best fit your business needs. Prices will vary based on terminal selection. Merchant Focus sells terminals at cost, and you own the terminal. We do not lease terminals.

Option 2:

You can choose to use your existing terminal. Merchant Focus is able to integrate with many brands and models of credit card terminals, but occasionally a terminal may not be compatible. Please provide the make and model of the terminal you currently own and we will verify that we are able to reprogram it at no cost to use with your new account from Merchant Focus.